One of the easiest ways to pay for your funeral and final expenses is to buy a final expense burial policy. This way your family won't have to pay for your funeral. A final expense burial policy is a small whole life policy that is used to pay for the funeral and any final expense that you have. You can purchase coverage for amounts for most ages from 2k to 25K and in some cases up to 50K. These policies are easier to qualify for than traditional life insurance because they have simplified underwriting and in some cases, no underwriting at all. 
 

We offer 2 types of Burial Policies:
 

​​​Simplified Issue Final Expense Burial Policy
This type of policy refers to a small whole life policy that is used to pay for burial expenses. These policies are easier to qualify for then traditional life insurance. They typically look at the last 2 years of health history. The policy builds cash value based on a fixed interest rate that does not change for the life of the policy. The death benefit and premiums never change for the life of the policy. The policy cash value can be used to pay the policy premiums or take out a loan to use how you please. You can also surrender your policy and get a check for the cash value, if you don't want/need it anymore. To be qualified, the insurance company does simplified underwriting with no exam, a medical information check, and prescription check.

Guaranteed Issue Burial Policy
This type of policy is also a small whole life policy. Most insurance companies will offer coverage if you are between the age of 50 to 80. Some companies will go younger ages and some older. Even if you are in extremely bad health, coverage is guaranteed approval as long as you are alive. There are no health questions, underwriting, or exam required. The policy builds cash value based on a fixed interest rate that does not change for the life of the policy. The death benefit and premiums never change for the life of the policy. The policy cash value can be used to pay the policy premiums or take out a loan to use how you please. You can also surrender your policy and get a check for the cash value, if you don't want/need it anymore. To qualify, you must be alive and between ages 50 to 80 for most insurance companies.

If you want a general idea of what a final expense quote would look like for you, which doesn't include all the insurance companies we work with, click instant quote. The instant quote feature will not take into consideration an assessment of your health. If you would like to receive a customized quote, click the button below that says get a customized quote. A customize quote will take into consideration a assessment of your health. If you just want to get some coverage now and do not want to or have time to talk with an agent, click instant coverage now. 

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